Opening soon. Service status

Digital gold

Buy gold in any amount, held safely for you

Buy by rupees or by grams. We match every gram with physical gold, hold it in custody in your name, and buy it back from you at a disclosed rate whenever you choose to sell.

Buy digital gold in the Save My Gold app

Opening soon. Purchases will open in the app for Android and iOS.

Before you buy

The essentials, in one place. Full terms are in our gold purchase policy.

Purity
To be published. Purity is shown on every quote and invoice.
The price
Rate per gram, weight, GST, any charges and the total, all shown before you pay.
How long a price holds
To be published. If a quote expires, you'll get a fresh one at the current rate.
GST
Charged as applicable and shown separately, currently 3% on gold.
Charges & spread
No making charges. Any platform fee is its own line. The sell-back rate is lower than the buy rate; see pricing.
Limits
Minimum To be published, maximum To be published. Larger amounts may need extra verification.
Payment
Your order moves forward only once our payment partner confirms your payment.
Invoice & allocation
Once gold is confirmed, you get a GST invoice and allocation reference, and the grams appear in your holdings.
If an order can't be completed
If you've paid but we can't allocate gold, the order is cancelled and the full amount is refunded to your original payment method. See our refund policy.

Worked example

Where ₹1,030 goes

A hypothetical example to show the arithmetic. It assumes a rate of ₹10,000 per gram, GST at 3% and no platform fee. It is not a live price or an offer.

Hypothetical gold rate
₹10,000.00 per gram
Gold you receive (₹1,000 ÷ ₹10,000)
0.100 g
Value of that gold
₹1,000.00
GST at 3%
₹30.00
Total you pay
₹1,030.00

Selling this 0.100 g back later would pay the buyback rate on that day, and the ₹30 GST is not returned. See the sell-back example.

Gold coins with the SMG Horizon emblem

Prefer something you can hold?

Our gold coins, in 1, 2, 4, 5, 8 and 10 grams, are delivered to your door with a GST invoice.

Shop gold coins

Coming soon

Save My Gold is coming to your app store

The app isn't published yet. Once it is, gold coins and digital gold will be bought and sold back only in the app, on Android and iOS. We'll link the official store listings on this website.

Don't install look-alike apps or use links sent by message. Use only the links on smghorizon.com.

Contact us